Terms of Service

These Terms of Service ("Terms") govern your access to and use of the ipo4u.com website and all related tools, features, and services (collectively, the "Service"). By accessing or using our Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Service.

1. Acceptance of Terms

By accessing or using ipo4u.com, you confirm that you are at least 18 years of age, have read and understood these Terms, and agree to be bound by them. These Terms apply to all visitors, users, and others who access or use the Service.

2. Description of Service

ipo4u.com provides an AI-powered IPO research and information platform that includes:

• AI IPO Analyser — an artificial intelligence tool that generates educational analysis of IPOs
• GMP Tracker — Grey Market Premium data aggregated for informational purposes
• IPO Calendar — upcoming IPO dates compiled from publicly available sources
• Educational articles and guides about IPO investing

All tools and content are provided for informational and educational purposes only. Nothing on this website constitutes financial advice.

3. Not Financial Advice

ipo4u.com is not a SEBI-registered investment advisor. The content and tools on this website — including all AI-generated analysis — are intended for general informational and educational purposes only and do not constitute:

• Investment advice or recommendations
• Financial advice of any kind
• An offer or solicitation to buy or sell any securities
• Legal, tax, or accounting advice

You should not make any investment decision based solely on information from ipo4u.com. Always consult a SEBI-registered investment advisor before making financial decisions.

4. AI-Generated Content Disclaimer

Our AI IPO Analyser uses artificial intelligence technology to generate analysis based on publicly available information. You acknowledge that:

• AI-generated analysis may contain errors, inaccuracies, or outdated information
• The AI does not have access to real-time market data unless explicitly stated
• Analysis scores and recommendations are generated algorithmically and may not reflect current market conditions
• Past performance indicators discussed in AI analysis are not indicative of future results

5. User Responsibilities

By using our Service, you agree to:

• Use the Service only for lawful purposes
• Not use the Service to engage in any fraudulent, deceptive, or harmful activities
• Not attempt to reverse engineer, copy, or scrape our website's content or tools
• Not use automated tools (bots, scrapers) to access our Service without prior written consent
• Independently verify any information before making investment decisions
• Not reproduce or republish our content without proper attribution and our written permission

6. Intellectual Property

All content on ipo4u.com — including text, graphics, logos, and AI-generated analysis outputs — is the property of ipo4u.com or its content providers and is protected by applicable intellectual property laws. You may share individual pieces of content with proper attribution to ipo4u.com, but may not reproduce our content commercially without written permission.

7. Third-Party Links and Services

Our website may contain links to third-party websites, including stock exchanges, regulatory websites, and financial data providers. These links are provided for convenience only. ipo4u.com does not endorse, control, or take responsibility for the content, privacy policies, or practices of any third-party websites.

8. Advertising

ipo4u.com displays advertisements through Google AdSense. We receive compensation when visitors interact with these advertisements. Advertisers do not influence our editorial content, IPO ratings, or AI analysis. We never accept payment to rate any IPO favourably.

9. Limitation of Liability

To the maximum extent permitted by applicable law, ipo4u.com and its owners, employees, partners, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Financial losses arising from investment decisions made based on our content
• Loss of data or business interruption
• Any errors or omissions in our content or tools
• Any events beyond our reasonable control

Your use of our Service is entirely at your own risk.

10. Indemnification

You agree to defend, indemnify, and hold harmless ipo4u.com and its team members from any claims, damages, obligations, losses, liabilities, costs, or expenses arising from your use of our Service or violation of these Terms.

11. Modifications to Service and Terms

We reserve the right to modify or discontinue the Service at any time without notice. We may also update these Terms at any time. Continued use of the Service after any changes constitutes your acceptance of the new Terms. We will post the updated Terms on this page with a revised "Last Updated" date.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of India. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in India.

13. Contact

For questions about these Terms, please contact us at:

• Email: contact@ipo4u.com
• Website: ipo4u.com/contact